Simple math for Indian investors.
Calculators, bank holidays, rates, lookups – the everyday financial data Indians actually need, in one quiet place. No sign-up, no clutter.
200+
Tools & data pages
100%
Free, no sign-up
₹0
Hidden fees, ever
India.
Tax, RBI, NSE-native
Featured calculators
Start with one of these.
Quick answers to the questions you'd otherwise Google twice – investments, deposits, and loan EMIs.
SIP Calculator
Project mutual fund SIP returns with year-by-year growth.
OpenFD Calculator
FD maturity, monthly interest payout, and after-tax view.
OpenHome Loan EMI
EMI, total interest, and year-by-year amortisation.
OpenLoan EMI
Personal, car, education, and business loan EMI.
OpenLumpsum
One-time investment growth at compound returns.
OpenGoal SIP
Reverse-solve the monthly SIP needed to hit a target.
OpenBrowse by intent
What are you trying to figure out?
Three paths through paisamath – pick the one that matches the question on your mind.
I want to invest
Project SIPs, lumpsums, and step-ups against realistic Indian-market returns.
I'm borrowing
Compare EMIs, check eligibility, plan prepayments – home, car, mortgage.
I want to save & plan
Fixed deposits, retirement corpus, and goal-anchored planning.
Built deeper
Where most calculators stop, ours keep going.
Four calculators that handle the math competitors typically skip – built because we wanted them ourselves.
Inflation-Adjusted SIP
Most SIP calculators show what ₹1 Cr looks like in 20 years. Ours shows what it's actually worth – in today's rupees.
Try itHome Loan Prepayment
Month-by-month simulator with lump-sum and EMI step-up modes. See exactly how many years and rupees you save.
Try itOn-Road Price
Adds RTO, insurance, and extras to ex-showroom – so the loan EMI you calculate matches the cheque you actually write.
Try itStep-Up SIP
Increase your SIP by a fixed % every year – the way your salary actually grows. Reach goals faster than a flat SIP suggests.
Try itReference data
The dates and numbers you keep Googling.
Bank holidays
RBI-notified bank holidays across India – state-by-state, month-by-month.
29 states · 2026 calendar live
OpenStock-market holidays
NSE, BSE, and MCX trading holidays – plus a live "is the market open today?" status.
3 exchanges · 2026 calendar live
OpenNifty 50 stocks list
All 50 Nifty constituents – sortable by weight and sector, with a sector breakdown and top holdings.
50 stocks · weight + sector
OpenAlso planned: RBI repo & policy rates · IFSC code lookup · Income tax slabs
Why PaisaMath
Quiet by design.
Free, forever
Every calculator and lookup stays free. No paywalls, no premium tier.
Built for India
Numbers in lakh and crore. RBI, NSE, BSE data. Tax in old and new regime.
No sign-up
Open the page, get the answer. Nothing to install, nothing to log in to.
Common questions
About PaisaMath.
Quick answers to what people most often ask before opening a calculator.
PaisaMath is a free Indian financial calculator and reference data site. It offers SIP, FD, EMI, and goal calculators alongside bank holiday calendars, NSE, BSE, and MCX trading holidays, and plain-English guides – all built specifically for Indian investors and borrowers.
Yes. Every calculator, holiday calendar, guide, and reference page on PaisaMath is completely free. There are no paywalls, no premium tiers, no ads gating answers, and no hidden fees.
No. PaisaMath has no sign-up, no login, and no account system. Open any page, enter your numbers, and get your answer instantly.
PaisaMath offers 20+ calculators across three areas – investing (SIP, lumpsum, step-up SIP, inflation-adjusted SIP, goal SIP), saving (FD with monthly payout and after-tax view, retirement corpus, child education, home down payment) and borrowing (home loan EMI, home loan eligibility, home loan prepayment, car loan EMI, mortgage EMI, mortgage prepayment, on-road price).
Bank holidays come from RBI notifications; stock-market holidays come from NSE, BSE, and MCX official circulars; bank deposit and loan rates are verified against each bank's own deposits or loan page on the date shown; tax rules follow the Income Tax Act and the latest Union Budget. Every data page shows when it was last verified.
Calculations use standard compound-interest and amortisation formulas – the same math your bank or mutual fund house uses. Projections assume the inputs you provide hold over the full duration; actual returns from market-linked investments (like SIPs) will vary year to year. For tax and rate numbers, PaisaMath anchors to the latest published RBI - Income Tax - bank-website values.
Run the numbers